For suppliers — IT & Integration
Single-use virtual cards keyed by hand are the pain — a manual back-office headache and a fraud and PCI exposure you didn't ask for. We make card payments post straight-through into your ERP, and we do the integration lift. You review and approve; we build it.
Card data never touches your systems. We handle the card environment; your ERP only ever sees a clean payment posting.
For the technical gatekeeper — integration uptime, clean postings, zero PCI scope creep, low-lift onboarding.
The pain you actually own
Finance says "we're going to start accepting commercial card." For you that often means one more thing to monitor — and when those cards arrive as single-use virtual cards, someone on the back office has to type each PAN into a terminal by hand. That's the manual back-office headache, the reconciliation risk, and a fraud and PCI exposure rolled into one. Straight-through processing removes the keystrokes entirely.
A virtual card lands by email or portal. Someone keys the card number into a terminal, matches it to an invoice by hand, and re-types the result back into the ERP. Every step is manual, error-prone, and in scope for PCI.
Card payments are captured automatically with Level III data attached, matched to the right invoice, and posted into the ERP as a standard AR payment. No terminal, no keystrokes, no card data in your environment.
What straight-through actually means
Straight-through processing (STP) is the difference between a payment method you have to operate and one that just shows up reconciled. Here's the path a card payment takes once you're enabled.
Step one
Card payments are pulled in and processed for you — no one opens an email, opens a terminal, or types a card number. The keystrokes that created the headache simply go away.
Step two
Level III line-item detail travels with the payment, so each card maps to the right invoice automatically — the data mismatch that usually breaks cash application is handled up front.
Step three
The payment lands in your ERP as a standard AR payment — no bespoke workflow, no custom module to conflict with your next upgrade. It reconciles like any other receipt.
How it connects
A clean, low-touch connection into the system you already run, set up by our team. You evaluate and approve the design; we build, test, and maintain the integration. The goal is simple: a good integration that doesn't generate support tickets.
Plug-and-play with most accounting and ERP platforms — for example QuickBooks, NetSuite, and SAP — using the same standard AR posting your team already understands. No rip-and-replace, no parallel system to maintain.
We handle the card environment end to end. Your systems only ever see a clean payment posting — never a card number — so accepting card doesn't expand your PCI scope or hand your team a new fraud vector to defend.
Why the technical piece is the whole game
Plenty of suppliers say yes to card and then stall — because the people meant to process those single-use virtual cards have no clean way to do it. Acceptance is a signature; activation is straight-through spend that actually posts. Technical enablement is the bridge between the two: it's what turns a "yes" into card payments your AR team never has to hand-key.
A "yes, we'll take card" — but the cards still arrive as virtual cards someone has to key by hand.
No straight-through path, so processing stays manual and adoption quietly stalls out.
Technical enablement posts card straight-through — realized, repeatable spend, no keystrokes.
The calm version of this project
You've seen "simple API integration" turn into weeks of edge cases. This is scoped to be the opposite: card-data handling we own, a connection we build and run, and an integration designed not to generate tickets after go-live.
Card data is isolated in our environment and never enters yours. We operate to PCI DSS as our standard, so card acceptance doesn't expand your audit scope or open a new fraud vector.
Payments can't go down — so the connection is built and monitored to keep postings flowing and to surface an alert only when something genuinely needs your attention, not as background noise.
We handle the bulk of the setup — mapping, testing, and go-live. Your team reviews the design, signs off on security, and approves the connection. Minimal hours from you, no new system to own.
The questions IT asks first
Is this going to take months to integrate?
No. It posts as a standard AR payment into the ERP you already run, and our team does the mapping, testing, and go-live. You review and approve — the lift on your side is measured in hours, not a multi-month project.
Does this expand our PCI scope?
Card data never touches your systems. We handle the card environment to PCI DSS as our standard, so your ERP only ever sees a clean payment posting. Accepting card doesn't pull your team into card-data audit scope.
Will it break our ERP workflows?
No custom workflow needed. Payments land as standard AR receipts, so there's nothing bespoke to conflict with your next upgrade — and once it's live it's designed to run quietly, not generate support tickets.
Go deeper
For the Supplier CFO
The finance owner's track: faster settlement, working-capital benefit, and the real cost of card versus carrying a receivable.
View the CFO trackFor AR & Collections
The AR track: cut DSO, kill the manual reconciliation, and let straight-through postings do the cash application for you.
View the AR trackThe end-to-end flow
Follow a card payment from capture to a reconciled posting in your ERP — the full straight-through path, start to finish.
See how it worksTell us what ERP you run and how card payments reach you today. We'll walk through the straight-through design, the PCI responsibility split, and exactly how little of your time the integration takes — then we do the lift.
Other supplier roles