Welcome
B2B Activate works three sides of the same invoice. Pick yours and we'll take you straight to what matters for you.
You can switch anytime from the top navigation.
Supplier enablement, in-house
Run it yourself, inside your firewall, on any bank. Convert the card spend your program promised but never realized.
You pay when it works. Paid diagnostic, then 25% of realized benefit — nothing more.
Built for the office of the CFO — Treasury, AP & Procurement.
Two sides, one program
Buyers extend terms and capture the rebate the program was supposed to deliver. Suppliers get paid faster at a fraction of the cost they expect. The same enablement engine serves both.
Move spend onto card across your whole supplier base — not just the easy 10% — so working capital and rebate actually move.
Acceptance that pencils out: net card cost in basis points, not three percent — with cash in the bank roughly two weeks sooner.
The bank is the foil, not the hero
The card program got sold on the whole portfolio. Then the bank enabled the suppliers that were easy to onboard, booked the win, and left the long tail untouched. The spend you were promised is still sitting in checks and ACH. Activate is how you go get it — yourself, on your terms.
Enabled the obvious few. Declared the program a success.
The majority of your suppliers — never meaningfully contacted.
The realized benefit, instead of a number on a sales deck.
The numbers behind it
The cost case is settled. The reason programs stall isn't price — it's enablement reach and reconciliation. Here's the evidence.
Net commercial-card cost versus 192–316 bps for check and ACH. On cost alone, card wins outright.
Of suppliers were never contacted in an anonymized Fortune 500 chemical manufacturer's enablement funnel — the long tail the bank skipped.
Reconciliation — not fees — is the real barrier. Suppliers accept when remittance flows straight through.
The method
A repeatable program your team runs, on the bank you already have. We bring the playbook, the supplier outreach, and the reconciliation rails — you keep the relationship and the upside.
Walk through the programMap your full supplier base against the spend your program was sold on, and quantify what's still on check and ACH.
Reach the suppliers the bank never contacted with an acceptance case that actually pencils out — basis points, paid faster.
Wire remittance into the ERP so acceptance sticks, DSO drops, and the benefit shows up where finance can book it.
Run the same engine every cycle. Extend DPO, capture rebate, and keep converting spend you were already entitled to.
Pricing
No platform license. No seats. No "transformation" retainer. A paid diagnostic to size the opportunity, then a share of the benefit we actually realize together — when you win, we win.
Aligned incentives
Diagnostic + 25% of realized benefit
Proof, not promises
Every claim on this site traces to a source — the net-cost economics are Visa Commercial Solutions' own numbers, and we're paid on the spend we actually realize, not on activity. The program is new on purpose: we'd rather earn your trust with the diagnostic than borrow it with someone else's logo.
Customer results — in progress
As corporate programs go live, named case studies and measured outcomes will publish here. Want to be one of the first? Start with a diagnostic →
Straight answers
No — that's the sticker rate, not the real one. Set up right, the net cost of acceptance is 12–82 bps once you count cash acceleration, tax treatment, and Level III data (Visa Commercial Solutions © 2023). Properly configured, card is often cheaper than the check.
Outreach goes out branded as you — "done for you, as you" — not a third-party dialer that looks like phishing. Strategic relationships strengthen, because the conversation is about getting your suppliers paid faster, on your letterhead.
No. We're issuer-agnostic and run inside your firewall, on the commercial-card program you already have. No migration, no new bank, no dependency.
Your bank runs a couple of enablement waves, converts the easy suppliers, and hands back the rest as a dead file. We work the whole file — branded as you, on any bank — and we're paid on the spend we actually realize.
A paid scoping diagnostic to size and baseline the opportunity, then a share of the realized benefit — no issuer subsidy. When you win, we win.
Roughly 15 days faster than check or ACH, with card funds typically settling in 1–2 days — which is exactly why the conversation lands with their AR team.
Start with a paid diagnostic. We'll size the opportunity across your full supplier base — then run the program with you, inside your firewall, on the bank you already have.
Backed by the 2Q2P guarantee. Hit the qualifying gates we agree on, and if we miss the target we keep working at cost until it's hit. See how pricing works →